Clareti Banking / Lending

Gresham is a trusted provider of Banking and Lending solutions to the Canadian and Caribbean banking and financial institution markets and has established customer relationships dating back over 20 years.

We have an experienced team of technology and banking professionals that work with our customers to provide innovative solutions to meet the demands of, and opportunities arising in, the market.

Clareti Banking

• Rapidly deployed proven banking system
• Modular build out of core – on top of the core banking modules of customer and control files and general ledger, a range of modules are available such as straight savings/DDA, commercial lending, foreign exchange and money markets;
• Front office business – frontline customer service is delivered at the branch with an interface for tellers and integration with printing, card embossing, signature verification and loan application systems; and
• Self-service banking – modules to run ATM, POS, telephone and internet banking.

Gresham’s Clareti Banking solution is an integrated, flexible, multi-currency core banking system with optional modules that add significant functionality. Clareti Banking is a rapidly deployed “bank-in-a-box” providing affordable and flexible real-time banking capabilities.

Clareti Lending

• Effective credit origination process with progressive go/no go decision points to maximise process effectiveness;
• Integrates with credit bureau and credit policy criteria to automate rule based lending recommendations;
• Comprehensive single-screen decision summary;
• Readily interfaced to most common loan accounting systems; and
• Comprehensive productivity/effectiveness reports on application completion rates and cross- and up-selling rates.

Gresham’s Clareti Lending solution is a flexible, real-time credit application processing solution that can be used alongside Clareti Banking or standalone. Designed for banks and financial institutions, it provides a customisable solution that integrates credit application and credit scoring information to facilitate credit decisions.

Training

We provide training for users of our software – Training